Create a budget and stick to it.

Cut back on unnecessary subscriptions and memberships.

Dine out less and cook at home more.

Shop for discounts and deals.

Use public transportation, carpool, or bike to work.

Use your phone’s internet connection instead of paying for home internet.

Turn off lights and appliances when not in use.

Lower your thermostat in the winter and raise it in the summer.

Unplug electronic devices when they are not in use.

Use energy-efficient appliances and light bulbs.

Cut back on expensive habits like smoking and excessive alcohol consumption.

Compare prices before making a purchase.

Get a part-time job or start a side hustle to increase your income.

Look for free or low-cost entertainment options.

Avoid impulse buying.

Prioritize savings and put money into a travel fund.

Consider alternative accommodations, such as camping or couchsurfing.

Research free activities and tourist attractions in your destination.

Look for travel deals and discounts.

Use travel rewards credit cards to earn points or miles.

Use budget travel websites and apps to find affordable flights and hotels.

Be open to travelling during off-peak seasons when prices are lower.

Pack light to avoid baggage fees.